Home > Rates & Fees > Rates
Rates
These rates are effective as of October 10, 2009 and are subject to change without prior notice.
|
|
Residential Mortgages |
|
|
Open |
Rate |
Closed |
Rate |
Variable |
Rate |
| 6
month |
6.35% |
6
month |
4.50% |
1st |
3.25% |
| 1
year |
6.50% |
1
year |
3.45% |
1st (5
yr. closed)
|
2.75% |
|
|
2
year |
3.60% |
2nd |
5.25% |
|
MeritLine™ |
Rate |
3
year |
4.10% |
|
|
| Base
|
3.00% |
4 year |
4.70% |
|
|
|
|
5 year |
5.25% |
|
|
| Bridge |
Rate |
7 year |
6.35% |
|
|
| Financing
|
5.25% |
10 year |
6.70%
|
|
|
|
|
Personal
Loans and Lines of Credit |
|
|
Prosperity ONE offers both fixed and variable interest rates for Personal Loans
and competitive rates for Lines of Credit. Your interest rates depend on the
term, security provided and your current credit situation. Please
contact a loan specialist at any Prosperity ONE
location for a personalized rate. |
|
|
|
|
|
|
| Personal Loans |
|
Lines of Credit |
|
|
As low as: |
|
|
As low as: |
|
| Variable |
5.50% |
|
Secured |
6.50% |
|
| 1 year |
6.25% |
|
Unsecured |
7.00% |
|
| 2 year |
6.50% |
|
|
|
|
| 3 year |
6.75% |
|
|
|
|
| 4 year |
7.00% |
|
|
|
|
| 5 year |
7.25% |
|
|
|
|
|
| Investments |
|
GICs |
GICs |
RRSPs & RRIFs |
TFSAs |
| |
Redeemable |
Non
Redeemable |
Non
Redeemable |
Non
Redeemable |
| Short Term |
Min. 1,000 |
Min. 5,000 |
Min. 5,000 |
|
| 30-59 days |
N/A |
0.20% |
N/A |
N/A |
| 60-89 days |
N/A |
0.20% |
N/A |
N/A |
| 90-119 days |
0.10% |
0.20% |
0.20% |
N/A |
| 120-179 days |
0.10% |
0.20% |
0.20% |
N/A |
| 180-259 days |
0.10% |
0.25% |
0.25% |
N/A |
| 260-364 days |
0.10% |
0.25% |
0.25% |
N/A |
| |
|
|
|
|
| Long Term |
Min.
100 |
Min. 500 |
Min. 500 |
Min. 500 |
| 1 year |
0.30% |
0.55% |
0.55% |
0.55% |
| 18 months |
N/A |
0.85% |
0.85% |
0.85% |
| 2 year |
N/A |
1.45% |
1.45% |
1.45% |
| 30 month |
N/A |
1.60% |
1.60% |
1.60% |
| 3 year |
N/A |
1.80% |
1.80% |
1.80% |
| 4
year |
N/A |
1.90% |
1.90% |
1.90% |
| 5 year |
N/A |
2.35% |
2.35% |
2.15% |
|
|
|
|
|
|
3 year Escalator GIC - YR 1 - 0.55%, YR 2 -1.45%, YR 3
-3.00% |
|
5 year Escalator GIC - YR 1 -0.55%, YR 2 -1.45%, YR 3
-1.80%, YR 4 -2.00%, YR 5 -4.50% |
|
|
|
|
|
|
|
|
|
|
|
|
TFSA Savings |
0.90% |
|
|
| RRSP Savings
(minimum
deposit $25.00) |
0.05% |
|
|
RRIF Savings
Investment Savings
(internet &
telephone banking users only) |
0.05% |
|
|
|
| 0-99,999.99 |
0.90% |
|
|
|
| 100,000-249,999.99 |
1.05% |
|
|
|
| 250,000+ |
1.15% |
|
|
|
|
|
|
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